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 Advice on Residential Construction Loa   Finance & Investment Residential construction loan is a type of mortgage service that can provide you with the necessary funds to build your own property . These loans differ from regular mortgages and have specific characteristics that ought to be taken into account prior to filling any kind of loan application. There are lots of residential construction loan that are offered by banks & financing companies. You have to choose one of them according to your need. If you choose the owner builder loan, this means you are acting as the general contractor and you are solely responsible for the construction getting completed on time and within budget. Everyone thinks to have his own home. But cost of home is a big problem and not everyone will have so much money to purchase directly a home by cash. Then residential construction loan is the best solution. For getting construction loan, it is always a good idea to pre-qualify for a construction